About
Us
London And Essex
Insurance Services Ltd is an independent insurance intermediary authorised
and regulated by the Financial Services Authority. We are members of
The Commercial Broking Alliance as well as members of The British Insurance
Brokers Association.
Our CEO, Ian Munro,
formed London and Essex Insurance Services and began trading in late
1985. Our primary aim was then, and still is now, to provide a caring
attitude to our customers, listening carefully to their needs and providing
them with risk solutions, security and peace of mind. Our business has
grown consistently through satisfied client’s recommendations
and professional introduction. Our customers range from “one man
bands” to major organizations.
In the insurance
business size really does matter. As members
of “COBRA” (The Commercial Broking Alliance), who collectively
handle over £300 million of premium income, we enjoy access to
Lloyds and "preferred" status with a panel of major insurers
- achieving premium savings for our customers and levels of cover not
available to most other brokers.
That said, we have
retained our independence and are a "small to medium enterprise"
ourselves. As such we understand most of the problems and difficulties
businesses face. We are aware that speedy decisions, cost awareness
and an efficient service are invaluable. It’s an old cliché
but we literally are "Big Enough to cope and Small Enough to Care"
WHY SHOULD YOU USE US? –
We are mindful that
all businesses are individual and so we take time out, either by telephone
or by visiting your premises, to analyse your activities, listen carefully
to you and understand your particular needs.
We will then evaluate
your insurance requirements and suggest types of solutions – we
will only ever suggest cover which we firmly believe will be of benefit
to you. As, collectively, we have well over 50 years of experience we
can advise you what you do need - and what you don’t.
We will then negotiate
with a panel of major insurers or through our Cobra Lloyds Market facility
to provide the cover you need at competitive rates / terms. Monthly
premium payment facilities are also sourced. The results will be provided
to you together with a Plain English summary of insurance. We ensure
you have a good understanding of the risks and solutions. We don’t
hide behind jargon – no gaps - no surprises.
Our service does not end at quotation / policy issue stage. We work
hard to remove the time, hassle and administration from you throughout
the insurance process and offer ongoing help in areas such as proposal
completion, visits prior to insurer’s surveys, prompt response
to any query you may have, renewal reviews and, of course, assistance
in formulating and pursuing claims.
Client satisfaction and retention is essential
to us so you will be dealing with the same staff at London and Essex
at every stage – not passed from department to department. Ultimately
our goal is to build long term “win-win” relationships with
our clients. It is no wonder then that most of our VIP clients have
remained loyal to us for the best part of two decades!
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